Attention homeowners: Real estate appraisal services for in Bear and New Castle County
The top 7 reasons DE homeowners call on Amerappraise, LLC:
Need help deciding the value of your home in or near Bear, DE?
At Amerappraise, LLC, we understand the particular needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Amerappraise, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping homeowners just like you rid yourselves of unnecessary PMI insurance.
Challenging property tax assessments
Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Amerappraise, LLC is your perfect weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be troublesome from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Amerappraise, LLC can help you reinstate your home equity line of credit with a professional appraisal.
We Offer Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Amerappraise, LLC can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.