Attention homeowners: Real estate appraisal services for in Bear and New Castle County
See the top 7 reasons DE homeowners call on Amerappraise, LLC:
Do you own a house in or near Bear? Do you need help determining the value of your real estate?
We at Amerappraise, LLC understand the individual needs of a homeowner after appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. Being a consumer that probably doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Amerappraise, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping people just like you rid themselves of unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if you live in a local area that's going down or not appreciating as much as other houses close by. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Amerappraise, LLC is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
If your property is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Amerappraise, LLC can help you reinstate your home equity line of credit with an expert appraisal.
Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you'd like to have an expert double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.