Appraisal services for Bear and New Castle County homeowners
The top seven reasons why DE homeowners call on Amerappraise, LLC:
Need help deciding the value of your home in or near Bear, DE?
At Amerappraise, LLC, we understand the special needs of a consumer after appraisal services. Our typical business clients are used to the appraisal process and the customary documents we provide. Being a person not in the real estate industry that most likely doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Amerappraise, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Amerappraise, LLC, we're experts in helping homeowners just like you delete unneeded and unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in a region that's declining. This means you're paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Amerappraise, LLC is your best weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Amerappraise, LLC can help you reinstate your home equity line of credit with an expert appraisal.
Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would like to have a seasoned professional double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Amerappraise, LLC offers field reviews where we go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Amerappraise, LLC can help with that too. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.