Attention homeowners in Bear and New Castle County: Need an appraisal?
See the top seven reasons DE homeowners use Amerappraise, LLC:
Own a house in or near Bear, DE and need help determining the value of it?
We at Amerappraise, LLC understand the particular needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Appraisals to remove PMI
A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Amerappraise, LLC, we're experienced in helping customers just like you rid themselves of undesirable PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that is going down. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An appraisal report from Amerappraise, LLC is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Amerappraise, LLC can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for verity? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.