Need an appraisal in Bear or New Castle County?
The top 7 reasons why DE homeowners hire Amerappraise, LLC:
Own a home in or near Bear, DE and need help determining the price of it?
At Amerappraise, LLC, we understand the individual needs of a customer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Amerappraise, LLC, we're experienced in helping homeowners just like you rid yourselves of unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that's declining. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal report from Amerappraise, LLC is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Amerappraise, LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Amerappraise, LLC can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Amerappraise, LLC can help with that too. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.