Need an appraisal in Bear or New Castle County?
Check out the top 7 reasons why DE homeowners call on Amerappraise, LLC:
Need help deciding the price of your home in or near Bear, DE?
At Amerappraise, LLC, we understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.
Appraisals to cancel PMI
A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping people just like you get rid of unwanted and unneeded PMI insurance.
Challenging property tax assessments
Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Amerappraise, LLC is your chief weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. A professional appraisal from Amerappraise, LLC can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? An appraiser from Amerappraise, LLC can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.