Appraisal services for Bear and New Castle County homeowners
See the top seven reasons why DE homeowners call on Amerappraise, LLC:
Own a home in or near Bear, DE and need help deciding the price of it?
We at Amerappraise, LLC understand the unique needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the usual "products" we deliver to them. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Amerappraise, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.
Appraisals to remove PMI
An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you do away with unneeded PMI insurance.
Challenging property tax assessments
Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Amerappraise, LLC is your chief weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Amerappraise, LLC can provide you with an expert appraisal that will help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you would wish to have a professional double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.