Attention homeowners in Bear and New Castle County: Need an appraisal?
The top 7 reasons why DE homeowners need Amerappraise, LLC:
Own a home in or near Bear, DE and need help deciding the value of it?
We at Amerappraise, LLC understand the unique needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Amerappraise, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Amerappraise, LLC, we're veterans in helping consumers just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other properties nearby. That only means you are most likely paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Amerappraise, LLC is your chief weapon.
Was your HELOC recently frozen?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Amerappraise, LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you would like to have an expert double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Amerappraise, LLC offers field reviews where we'll go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Amerappraise, LLC can help with that too. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.